Take a simple step towards better financial wellbeing with LTC & nudge

A new year can come with a lot of pressure to set big goals and make sweeping changes. At LTC, we believe small, practical steps can make a real difference, especially when it comes to money.

That’s why we’re encouraging our community to complete a financial health check. It’s a simple way to get a clearer picture of your income, spending, savings and debts, helping you feel more informed and in control, without judgement or overwhelm.

And to say thank you for taking part, anyone who completes their financial health check this January will be entered into a wellness box giveaway. A little something extra, just for you.

We’ve partnered with our trusted financial wellbeing partner, nudge, to make getting started easy.

How can nudge support you?

nudge offers free, personalised financial wellbeing tools and guidance, designed to fit around real life. It can help you keep on top of everyday money matters, from budgeting and saving to managing debt, now and in the months ahead.

When you complete your financial health check in January, you’ll also be in with the chance of winning a carefully curated wellness box, courtesy of nudge.

Complete your financial health check three simple steps

  1. Sign up or log in to nudge by clicking here
  2. From the top navigation, click on ‘Check-in’ and select ‘Financial health checkup’
  3. Answer a few short questions about your finances to get instant results, then you’ll be automatically entered into the LTC & nudge giveaway

What will you get from your financial health check?

Your financial health check can help you:

  • Spot areas to focus on – Understand how confident you feel about saving, spending and managing money day to day.
  • Get clear, practical guidance – Receive tailored next steps you can take at your own pace.
  • Build your financial knowledge – Access personalised learning to help you feel more confident with money.
  • Feel more in control – Make informed decisions and plan ahead with greater confidence.
  • Work towards what matters to you – From everyday stability to longer-term goals, this tool helps you move forward.

What else can nudge offer?

Not only does nudge provide the financial health check in feature, there are also other practical tools designed to support everyday money decisions and life changes.

The Budget Planner helps you see your income and spending clearly in one place. By adding your regular costs and day-to-day expenses, you can understand where your money goes, plan ahead, and find ways to manage your budget or build savings at a pace that works for you.

Alongside this, Money Moments supports you through different stages of life. Whether you’re thinking about buying a home, starting a family or approaching retirement, you can select what’s relevant to you and access tailored guidance, resources and tips to help you prepare and make informed choices.

Together, these tools are there to help you feel more in control of your finances, now and as life changes.

Wellness Box Giveaway – Terms and Conditions

Terms and Conditions for the Licensed Trade Charity & nudge January 2025 Giveaway

1. Organisers
The giveaway is organised by the Licensed Trade Charity in partnership with nudge.

2. Eligibility
The giveaway is open to individuals aged 18 or over, living in the UK, who complete a financial health check via nudge between 1–31 January 2026.
Employees of the Licensed Trade Charity, nudge, Wellbox and their immediate families are not eligible.

3. How to enter
Complete a financial health check via nudge during January 2026. By doing so, participants consent to:

  • Being entered into the giveaway
  • Their data being shared with LTC for the purpose of contacting the winner

Only one entry per person is permitted.

4. The prize
One winner will receive a Thankful Gift Box wellness package from Wellbox, which may include:

  • Promise fragranced tin candle
  • The Coffee Scrub Co body scrub
  • Fighter Shots immune-boosting drink
  • Lavender & geranium sleep spray
  • Gratitude mindfulness journal
  • A selection of snacks and chocolates
  • A meal donated to someone in need through Wellbox’s charity partners

The prize will be delivered free of charge and is non-transferable.

5. Winner selection and notification
The winner will be selected at random on Friday 7 February 2026 and contacted via the email used to complete the financial health check.
If the winner does not respond after three attempts within seven days, a new winner will be selected.

6. Data protection
Participant data will be processed in line with GDPR and used only for administering the giveaway. Data will not be shared beyond what is necessary.

7. General
LTC reserves the right to amend or withdraw the giveaway if required. By entering, participants agree to these terms and conditions.

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